Planned Giving

Life Income Gifts: Charitable Trusts and Gift Annuities

Earn guaranteed income for life

Did you know that you may be able to make a gift to the University of Dayton and receive a guaranteed stream of income for you or someone you care about?

If you are concerned about your income during your retirement years, or if you have assets like stocks that have gained a lot of value, you may want to consider a charitable remainder trust or a charitable gift annuity.

Charitable Remainder Trust

A charitable remainder trust is a type of trust that can pay you income--either a percentage of the trust value each year or a level amount each year--and then support an area of UD that you care about--like student scholarships or faculty support--after the trust ends.

Benefits of a charitable remainder trust:

  1. If you fund your trust with appreciated securities like stocks or mutual funds, you can avoid paying capital gains taxes.
  2. You can receive an income tax deduction.
  3. You can produce a stream of income in your retirement or can make sure you support someone you care about for their life.
  4. You can make a significant gift in support of the University of Dayton.

Did you know that you can fund a charitable remainder trust with a lot of different assets?

  1. Highly appreciated securities like stocks or mutual funds. If you have stock or mutual funds that have gained a lot of value, or that do not pay dividends, you can use that stock to start a charitable remainder trust that creates a new stream of income and allows you to avoid taxes at the same time.
  2. Retirement plan assets. Did you know that you can use a charitable remainder trust funded with proceeds from your retirement account to provide support for someone you care about for their lives? It can also allow you to stretch your support for a longer amount of time than you would if you just made the individual as a beneficiary of the account. Contact us to learn more.
  3. Real estate. In some instances, you may be able to use real estate that you no longer need--like your house or a vacation home--to fund a charitable remainder trust and create a stream of income for yourself.
  4. Cash.

Charitable Gift Annuities

A charitable gift annuity is a simple contract between you and the University of Dayton, where you transfer assets to UD and in return, you will receive steady payments for the rest of your life. The amount of payments you receive depends on how much you give and your age at the time you make the gift.

Please know that the ability of UD to make a gift annuity may be affected by the laws of the state in which you live.

Benefits of a charitable gift annuity:

  1. Receive guaranteed income for your life or someone you care about.
  2. You may receive an income tax deduction for your gift.
  3. You may unlock a new stream of income and avoid taxes if you fund an annuity with highly appreciated securities.
  4. Some of your payments may be tax-free.
  5. You can support UD and its students.

If you are interested in learning more about a charitable remainder trust or a charitable gift annuity, please contact us!


Planned Gifts Calculator

Planned Gifts Calculator

View a presentation that shows the benefits of a planned gift based on your property and goals.

VIEW PRESENTATION
  • Charitable Gift Annuity
    You transfer your cash or appreciated property to our organization in exchange for our promise to pay you fixed payments (with rates based on your age) for the rest of your life.
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  • Charitable Remainder Trust
    You transfer your cash or appreciated property to fund a charitable remainder trust. The trust sells your property tax free and provides you with income for life or a term of years.
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  • Charitable Lead Trust
    You fund a trust that makes gifts to us for a number of years. Your family receives the trust remainder at substantial tax savings.
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  • Charitable Remainder Annuity Trust
    You transfer your cash or appreciated property to fund a charitable remainder annuity trust. The trust sells your property tax free and provides you with fixed income for life or a term of years.
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  • Sale and Unitrust
    You give a portion of your property to us to fund a charitable remainder trust, when the property sells you receive cash and income for life.
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  • Give It Twice Trust
    You provide your children with a stream of income while making a gift to charity.
    More
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CONTACT

University Advancement

1700 South Patterson
Building 5th Floor
300 College Park
Dayton, Ohio 45469 - 7053
937-229-4484
Email
Gifts Through My Will or Trust